An insurance is a device which is offered to the public for their own benefit. Insurance has been made mandatory by the law in various countries. There are several countries which do not allow you to take your vehicle out if it does not have an existing insurance. The basic reason for this is that an uninsured vehicle can be a major danger for the public as well as for the owner too. Getting a car insurance has several benefits as most of the car insurances cover a lot of potential dangers. Apart from this, these insurances also allow the buyer to enjoy the convenience of choosing between cash and kind. This is to say that if your car accidentally gets damaged and the accident is something which is covered in the insurance, the insurer will have the option to reimburse you or get your car repaired. However, no matter what the method is, the person who buys the insurance will always be a benefit. The insurance companies perform several crash tests to make sure that the schemes devised by them are totally in favor of the consumers.